Contents Insurance

Contents insurance protects the movable property inside a business space: furniture, equipment, machinery, stock, and fittings. It is particularly important for retailers, hospitality operators, and office tenants who have invested in furnishing their premises.

The policy typically covers losses from fire, burglary, theft, vandalism, and weather-related damage such as water or storms. Unlike building insurance, which protects the structure itself, contents insurance focuses on removable assets and chattels. For tenants, it is often a mandatory requirement in the rental agreement.