Commercial building with residential apartment

A commercial building with residential apartment is a property where business operations and permanent residential accommodation coexist within the same building envelope. The commercial space—often retail, workshop or office—occupies one section, while the owner or operator's private residence occupies another, usually upper floors.

This mixed-use format is common in retail, trades and small service businesses. Financing, taxation and insurance policies typically apply different rules to each component. Clear separation and documentation of commercial versus residential square footage is essential for valuation, mortgage terms, and transfer taxes.