Valuer
Independent qualified expert who determines the market value of real estate for mortgage, insurance, tax or transaction purposes.
A valuer is a certified property professional who conducts an objective appraisal of real estate. This valuation serves lenders, insurers, courts and tax authorities as an independent assessment of market value.
The valuer examines location, construction quality, market conditions and comparable sales data to establish a defensible valuation. The formal report provides documented evidence of value used in mortgage underwriting, insurance claims, estate settlements and commercial negotiations.